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Financial analysis application

ALMA VALID Bank Umum

A collateral valuation app for commercial banks, from debtor data to a coverage ratio against the credit limit.

Period

2026

Role

UI/UX design, Web app, Financial system development

Technologies

Collateral valuationMulti debtorCoverage ratio
ALMA VALID Bank Umum

The Problem.

A collateral valuation app for commercial banks. Appraisers record each debtor and every asset pledged, calculate its value, and get a coverage ratio against the credit limit in one report.

The Solution.

The project brings together collateral data management, debtor and object data, collateral calculation, assessment reporting in one financial analysis application, using ui/ux design and web app and financial system development.

Behind the Interface.

A closer look at the application and its features.

ALMA VALID Bank Umum — valid umum report
ALMA VALID Bank Umum — valid umum data
ALMA VALID Bank Umum — valid umum calculation
ALMA VALID Bank Umum — valid umum debtors

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